Financing Purpose:
Commercial Real Estate Financing for acquisitions, expansion, refinance, business/partner buyout and cash out.

Property Types:
All Special-use commercial property types. 

Loan Amount:
$100,000 – $500,000,000

Interest Rate:
Variable and Fixed rates (2, 5 & 10 year) are available. 

Mortgage Term:
From 1 to 25-year terms.

Amortization:
Typically 25 years, but can go to 30 on certain circumstances. 

Prepayment Penalty:
Typically there is no prepayment penalty. Sometimes a financial institution will
Request it. 

Collateral:
Primary Collateral, but other collateral may be required, depending on the rest of the loan transaction.

Debt Coverage Ratio:
Depends upon the project. JEBENA, INC will look at start-up projection     loans, as well as turn-around scenarios and stabilized business/property.

Recourse:
Full guarantees of all principals whom own 20% or more of the business. JEBENA, INC may request those with less than 20% ownership to guarantee the note should the loan request deems extra strength to the transaction.

Loan-to-Value (LTV):
Up to 90%

Secondary Financing:
Secondary financing is allowable upon approval

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